单选题 單位相連壽險/年金是以下哪個國家常用的名稱?
Unit-linked life/annuities are commonly used in which of the following countries?
A、香港及亞洲 Hong Kong and Asia
B、英國 UK
C、美國 US
D、在世界的壽險市場 Life insurance market of the world
单选题 1.1(b) 投資相連壽險在英國稱之為:
In UK, unit-linked life is also called:
A、變額壽險 Variable life
B、固定保費變額壽險 Fixed premium variable life
C、單位相連壽險/年金 Unit-linked life / annuities
D、單位保費壽險 Unit premium life
单选题 《有關類別 C─相連長期業務的分類指引》的發出目的是:
The purpose of the 'Guidance Note on Classification of Class C - Linked Long Term Business' is :
A、減少對 A 類 (人壽及年金) 及 C 類 (相連長期) 業務的混淆 To minimise the confusion with the classification of business between Class A (Life and Annuity) and Class C (Linked Long Term)
B、制定銷售相連長期業務的限制 To establish the restriction for selling of Linked Long Term business
C、減少對 B 類 (人壽) 及 C 類 (相連長期) 業務的混淆 To minimise the confusion with the classification of business between Class B (Life and Annuity) and Class C (Linked Long Term)
D、減少對 A 類 (一般) 及 C 類 (相連長期) 業務的混淆 To minimise the confusion with the classification of business between Class A (General) and Class C (Linked Long Term)
单选题 為減少對人壽保險及相連長期保險的混淆,有關組織已發出指引作出介定,該指引為:
In order to minimise the confusion with the classification of business between Life and Linked Long Term Insurance, related institution has issued a guidance which is called:
A、有關類別 A─人壽保險業務的分類指引 Guidance Note on Classification of Class A - Life Insurance Business
B、有關類別 A─C 類相連長期業務指引 Guidance Note on Classification of Class A - C Linked Long Term Business
C、有關類別 C─相連長期業務指引 Guidance Note on Class C - Linked Long Term Business
D、有關類別 C─相連長期業務分類指引 Guidance Note on Classification of Class C - Linked Long Term Business
单选题 香港的保險公司中,若擬承保投資相連長期保單,必須獲授權經營:
A Hong Kong insurer intend to underwrite investment-linked long term insurance policies must be authorized to operate:
A、長期業務A類 Class A of Long Term Business
B、長期業務B類 Class B of Long Term Business
C、長期業務C類 Class C of Long Term Business
D、長期業務D類 Class D of Long Term Business
单选题 以下哪項不大可能定額保費?
Which of the following is unlikely to be a regular premium?
A、投資相連保單 Investment-linked Policies
B、不分紅儲蓄壽險 non-participating saving life insurance
C、分紅終身壽險 Participating whole life
D、不分紅終身壽險 non- participating whole life
单选题 1.1(b) 投資相連壽險在美國稱之為:
In the U.S, unit-linked life is also called:
A、變額萬用壽險 Variable universal life
B、單位壽險 Unit life
C、可投資壽險 Investment life
D、以上各項都是 All of the above
单选题 根據《有關類別 C-相連長期業務的分類指引》,類別 C 的保單必須:
According to the 'Guidance Note on Classification of Class C - Linked Long Term Business', the Class C policy must:
A、設置條文訂明保單持有人要承擔與其利益相連的投資的全部風險 Be designed in such way that the policyholder is contractually bound to bear the whole of risk of the investments to which the benefits are linked
B、設置條文訂明保單持有人只須要承擔與其利益相連的投資的部分風險 Be designed in such way that the policyholder is only contractually bound to bear the part of risk of the investments to which the benefits are linked
C、容許保單持有人挑選個別股票 Allow the policyholder to choose individual shares
D、以上各項皆不是 None of the above is correct