填空题 To spend or save is a question which many people have in their mind. They are always in a(n) (1)______ whether they should spend the money that they have earned or save that money for the future. Well, there is no (2)______ answer to the question as different people have different (3)______ on life, and that is the reason why some people tend to spend all their money while others (4)______ control over their money. People who spend all their money do not think much about the future. What they enjoy doing is to get pleasure from spending money. For example, if they like a(n) (5)______ car, mobile phone, or laptop, they will buy it without giving it a second thought. For them, the most important thing is to satisfy their growing material (6)______. In the long run, saving helps people (7)______ their personal finances as saving helps an individual better plan for future (8)______ needs. From our everyday life, we can see that individuals who can (9)______ their spending save money successfully. Instead of buying things on impulse, they delay their purchasing decision and are not easily (10)______ by commercial ads. Individuals who have responsibility for their family or their loved ones often belong to this group.

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